Disclosure:  Please be aware site may receive commission for affiliate marketing & advertising

Editorial Note

Spelling And Grammar

All content is provided on an "as is" basis.  Content has not been reviewed for spelling and / or grammar accuracy beyond basic word processing spell-check function.  Website consists of only one person without access to professional editing team.  Comments about editorial adjustments and improvements are encouraged provided they are shared in a constructive manner. 

Change Is The Only Constant

All recommendations are based on personal preferences, research, and analysis at a particular moment in time.  Readers are encouraged to do do their own research for own personal preferences and choices.  Unfortunately, it is impossible to give comprehensive advice over the internet, no matter how well researched or written.  Living in a fast paced world, change is the only constant.  The intersection where personal finance meets choices is a highly personal matter.  There are no, "one size fits all" recommendations.

This Disclaimer is in addition to, and shall be construed in a manner consistent with, the Terms of Use.


Disclaimer: Please keep in mind external links policy & subjectivefinancial servicesadvice

Only a certifiable nerd curates the 3 most credible resources:  Editorial Notes and Editing


+ Discover What The Geeks Know That You May Not

Disclaimer: Please regard editorial policy