AA - Quotes.jpg


Quotation is a serviceable substitute for wit.
Oscar Wilde
Background - Blue.jpg

Disclosure:  Please be aware site may receive commission for affiliate marketing & advertising


Exterior Structure

Interior Structure

Kitchen Design


Livingroom Design


Bedroom Design


Bathroom Design


Garage Design


Landscape Design


Spiritual Development

Intellectual Development

Professional Development

  • “One should not search for an abstract meaning of life.  Everyone has his own specific vocation or mission in life to carry out a concrete assignment which demands fulfillment. Therein he cannot be replaced, nor can his life be repeated. Thus, everyone’s task is as unique as is his specific opportunity to implement it.” - Viktor Frankl: As mentioned here
  • “The real contradiction of capitalism is that it arouses enormous ambition, but it doesn’t help you define where you should focus it. It doesn’t define an end to which you should devote your life. It nurtures the illusion that career and economic success can lead to fulfillment, which is the central illusion of our time.” - David Brooks: As mentioned here
  • “If people only knew how hard I work to gain my mastery it wouldn’t seem so wonderful at all.”Michelangelo: As mentioned in Hard Work
  • "Don't ask yourself what the world needs. Ask yourself what makes you come alive and then go do that. Because what the world needs is people who have come alive." - Howard Thurman: As mentioned here
  • “The quality of a person’s life is in direct proportion to their commitment to excellence regardless of their chosen field of endeavor.” - Vince Lombardi: As  mentioned here
  • "To map out a course of action and follow it to an end requires some of the same courage that a soldier needs." - Ralph Waldo Emerson: As mentioned here
  • “We are so obsessed with doing that we have no time and no imagination left for being.  As a result, men are valued not for what they are but for what they do or what they have – for usefulness.” - Thomas Merton: As mentioned here
  • “I am a great believer in luck and I find that the harder I work the more I have of it.” - Stephen Leacock: As mentioned in Luck
  • "You may delay, but time will not, and lost time is never found again." - Benjamin Franklin: As mentioned in Procrastination
  • “If the ladder is not leaning against the right wall, every step we take just gets us to the wrong place faster.” - Stephen Covey: As mentioned in Personal Finance Ladder

Financial Development

  • “Wealth is the ability to fully experience life.” - Henry David Thoreau: As mentioned on the Home Page & Lifestyle Recommends
  • “Don’t go around saying the world owes you a living.  The world owes you nothing.  It was here first.” - Robert Jones Burdette: As mentioned here
  • "The only way to permanently change the temperature in the room is to reset the thermostat. In the same way, the only way to change your level of financial success 'permanently' is to reset your financial thermostat. But it is your choice whether you choose to change." - T. Harv Eker: As mentioned here
  • “You don't build wealth with credit card rewards and airline miles. You can't beat the credit card companies at their own game.” - Dave Ramsey: As mentioned here
  • "Credit cards are like a delightful gift from heaven. If you pay your bill on time.”Ramit Sethi: As mentioned here

Recreational Development

  • “When people look at my pictures I want them to feel the way they do when they want to read a line of a poem twice.” - Robert Frank: As mentioned Gallery and on Robert Frank's Artsy page
  • “Busy people all make the same mistake: they assume they are short on time, which of course, they are. But time is not their only scarce resource. They are also short on bandwidth. By bandwidth I mean basic cognitive resources - psychologists call them working memory and executive control - that we use in nearly every activity.” - Sendhil Mullainathan: As mentioned Cognitive Resources
  • “The bow cannot always stand bent, nor can human frailty subsist without some lawful recreation.” - Miguel de Cervantes: As mentioned Recreational Development

Physical Development

  • "We know a great deal more about the causes of physical disease than we do about the causes of physical health." - M. Scott Peck: As mentioned in Choose Health
  • “But until a person can say deeply and honestly, ‘I am what I am today because of the choices I made yesterday,’ that person cannot say, ‘I choose otherwise.’” - Stephen Covey: As mentioned in Choices
  • “We are what we repeatedly do. Excellence, then, is not an act, but a habit.” - Aristotle: As mentioned in Habits
  • “Health is the greatest gift, contentment the greatest wealth, faithfulness the best relationship.” - Buddha: As mentioned in Physical Development
  • “Use your health, even to the point of wearing it out. That is what it is for. Spend all you have before you die; do not outlive yourself.” - George Bernard Shaw: As mentioned in Fitness Plan
  • “Teaching yourself to exercise regularly can take 80+ days.” - J.D. Roth: As mentioned in Workout Plan
  • “Today I will do what others won’t, so tomorrow I can accomplish what others can’t.” - Jerry Rice: As mentioned in Example Workouts
  • "A person who has his health has a hundred goals. A person who does not have his health has but one goal." - Ancient Proverb: As mentioned in Fitness Goals
  • “Happiness consists in activity: such is the constitution of our nature; it is a running stream, and not a stagnant pool.” - John Good: As mentioned in Exercise
  • “One must maintain a little bit of summer, even in the middle of winter.” - Henry David Thoreau: As mentioned in Winter Exercise
  • “Do or Do Not. There is No Try.” - Yoda: As mentioned in Warm Up
  • “Simplicity is the key to brilliance.” - Bruce Lee: As mentioned in Simple Exercise

Emotional Development

  • "Your vision will become clear only when you look into your heart… who looks outside dreams.  Who looks inside awakens." - Carl Jung: As mentioned here
  • "We only live once, but once is enough if we do it right." - Gary Ryan Blair: As mentioned here
  • “Consider a tree for a moment. As beautiful as trees are to look at, we don't see what goes on underground - as they grow roots. Trees must develop deep roots in order to grow strong and produce their beauty. But we don't see the roots. We just see and enjoy the beauty. In much the same way, what goes on inside of us is like the roots of a tree.” - Joyce Meyer: As mentioned here
  • "There is a lot of distraction for people, so you might not ever find the real you." - Bob Dylan: As mentioned here
  • “Man does not simply exist but always decides what his existence will be, what he will become the next moment. By the same token, every human being has the freedom to change at any instant.” - Viktor Frankl: As mentioned in Choose Intentionality
  • "When a person really desires something, all the universe conspires to help that person to realize his dream.” - Paulo Coelho: As mentioned in Choose Passion
  • "People often say that motivation doesn't last. Well, neither does bathing--that's why we recommend it daily." - Zig Ziglar: As mentioned here
  • “Sometimes your joy is the source of your smile, but sometimes your smile can be the source of your joy.” - Thich Nhat Hanh: As mentioned here
  • “Flow with whatever may happen, and let your mind be free: Stay centered by accepting whatever you are doing. This is the ultimate.” -Chuang Tzu: As mentioned in Flow
  • "To accomplish great things, we must not only act, but also dream, not only plan, but also believe." - Anatole France: As mentioned in Goals
  • "Courage is not the absence of fear, but rather the judgment that something else is more important than fear." - Ambrose Redmoon: As mentioned here
  • “When people of similar frequencies come together, output is not a simple sum of individual work, but exponential. In science we term this phenomenon as resonance. Output at this stage is beyond any logical limit.” - Ravindra Shukla: As mentioned here
  • “Instead of possibilities, I have realities in my past, not only the reality of work done and of love loved, but of sufferings bravely suffered. These sufferings are even the things of which I am most proud, although these are things which cannot inspire envy.” -  Viktor Frankl: As mentioned here
  • “Genius is the ability to renew one's emotions in daily experience.” - Paul Cézanne: As mentioned here
  • “There is no failure except in no longer trying.  There is no defeat except from withering.  No really insurmountable barrier, save our own inherent weakness of purpose.” - Elbert Hubbard: As mentioned here
  • "Dreams come a size too big so that we can grow into them." - Josie Bisset: As mentioned in Dreams

Social Development

  • “My life is my message.” – Mahatma Gandhi: As mentioned on the Psychology Of Development Page
  • "If I have seen further, it is by standing on the shoulders of giants."Isaac Newton: As mentioned on the About Page
  • “Learn from the mistakes of others... you can’t live long enough to make them all yourself.” - Eleanor Roosevelt: As mentioned in There's Got To Be A Better Way
  • “Beware of the person of one book.” - Thomas Aquinas: As mentioned in The Subjectivity Of What Is Good In Life
  • “We did not come into this life to reinforce the madness that we once believed into.” - A.C.I.M.: As mentioned in Life Philosophy
  • “A metaphor is a translation from one mental language to another, from the literal to the analogic.  Its power is the instant understanding it brings by reason of the translation… with understanding there will be a direct hit.” - Ned Herrmann: As mentioned in Storytelling
  • “Advice is one thing that is freely given away, but watch that you only take what is worth having.”  - George Clason: As mentioned in Advice
  • "Life is not just about you and your own needs… it’s about your connectedness to others." - Christopher Reeves: As mentioned in Share It
  • "It is not freedom from conditions, but it is freedom to take a stand toward the conditions." - Viktor Frankl: As mentioned in Freedom
  • "Yesterday you had a chance to change the world - so why should today be different." - Anonymous: As mentioned in The Piece You Leave Behind
  • “To reminisce with my old friends, a chance to share some memories, and play our songs again.” - Ricky Nelson: As mentioned in Reminiscinable Shared Experiences
  • “Most people do not listen with the intent to understand; they listen with the intent to reply.” - Stephen Covey: As mentioned in Listening
  • “What should young people do with their lives today? Many things, obviously. But the most daring thing is to create stable communities in which the terrible disease of loneliness can be cured.” - Kurt Vonnegut: As mentioned in Community
  • "Friendship is unnecessary, like philosophy, like art... It has no survival value; rather it is one of those things that give value to survival." - C.S. Lewis: As mentioned in Social Development
  • “A child born today will grow up with no conception of privacy at all. They’ll never know what it means to have a private moment to themselves an unrecorded, unanalyzed thought. And that’s a problem because privacy matters; privacy is what allows us to determine who we are and who we want to be.” – Edward Snowden: As mentioned in Privacy Policy

Travel Goals

Travel Inspiration

  • “There is no moment of delight in any pilgrimage like the beginning of it.” - Charles Dudley Warner: As mentioned on the Start Here Page
  • “The journey of 10,000 miles begins with a single step” - Lao Tzu: As mentioned in Starting Something New
  • “Kilimanjaro is a snow-covered mountain 19,710 feet high, and is said to be the highest mountain in Africa. Its western summit is called the Masai 'Ngaje Ngai', the House of God. Close to the western summit there is a dried and frozen carcas of a leopard. No one has explained what the leopard was seeking at that altitude.” - Ernest Hemingway: As mentioned in Climbing Mount Kilimanjaro
  • "I think part of the appeal of Antarctica is experiencing some sort of power, the forces of the natural world." - Jon Krakauer: As mentioned in Antarctica Photography
  • “We live in a wonderful world that is full of beauty, charm and adventure. There is no end to the adventures we can have if only we seek them with our eyes open.” - Jawaharial Nehru: As mentioned in Travel Inspiration

Travel Destinations

  • “Not all those who wander are lost.” - J.R.R. Tolkien: As mentioned on the Home Page & in Travel Recommends
  • “I haven’t been everywhere yet, but it’s on my list.” - Susan Sontag: As mentioned in Travel Development
  • “All the pathos and irony of leaving one’s youth behind is thus implicit in every joyous moment of travel: one knows that the first joy can never be recovered, and the wise traveler learns not to repeat successes but tries new places all the time.” - Paul Fussell: As mentioned in Travel Destinations

Travel Gear

Travel Tips

  • “Hitting the road to get travel out of your system rarely works, so the best remedy upon returning home is to make travel a part of your system.” - Ralph Potts: As mentioned in The "Why" Of Travel
  • “There are no foreign lands. It is the traveler only who is foreign.” - Robert Louis Stevenson: As mentioned in Travel Tips

Award Accrual

  • “For my part, I travel not to go anywhere, but to go. I travel for travel’s sake. The great affair is to move.” - Robert Louis Stevenson: As mentioned in Award Accrual
  • “He who does not travel does not know the value of men.” - Moorish proverb: As mentioned in Beginner's Guide
  • "You don't earn loyalty in a day. You earn loyalty day-by-day." - Jeffrey Gitomer: As mentioned in Loyalty Programs
  • "My primary goal of hacking was the intellectual curiosity, the seduction of adventure." - Kevin Mitnick: As mentioned in Travel Hacking
  • “Instead of collecting trading cards and other memorabilia some have grown up and now air miles is the adults' collectable.” - Randy Petersen: As mentioned in Miles
  • “Get more. That’s the point.” - KeyPoint Credit Union: As mentioned in Points
  • “In 10 years, it might not make much difference whether it’s United or American flying the airplane. It will be competition among Star, Oneworld and SkyTeam.” - Michael Boyd: As mentioned in Airline Alliances
  • "This is not an elitist view of these programs but rather the 'best' are determined by the votes of those who spend a great deal of their life on the road." - Randy Petersen: As mentioned in Pick Awards Programs
  • “Frequent flier programs have made it easy to accrue frequent flier miles without ever stepping on a plane.” - Randy Petersen: As mentioned in Loyalty Accounts Set Up
  • “First lesson in travel is: Don’t get emotional about miles. It clouds your judgment.” – Randy Peterson: As mentioned in Rewards Overview
  • The key is to set realistic customer expectations, and then not to just meet them, but to exceed them - preferably in unexpected and helpful ways.” - Richard Branson: As mentioned in Rewards Expectations
  • “Some people will let miles burn a hole in their pocket. Others will put them in a jar in the cupboard and save them for rainy days.”Randy Peterson: As mentioned in Earn And Burn
  • “The beauty of diversification is it's about as close as you can get to a free lunch.” - Barry Ritholtz: As mentioned in Rewards Diversification
  • “The people who establish the laws, acts, and regulations already did the tedious work; the rest of the process is just putting the ‘Credit Acts into Action.’”Cornelius J: As mentioned in Rewards Tax Status
  • "Even in an age of social media, the ‘silent majority’ that belongs to these programs remains generally content."Randy Peterson: As mentioned in State Of The Hobby
  • “Beware the hobby that eats.” - Benjamin Franklin: As mentioned in Cost Of Miles And Points
  • “Each additional card you get means added complexity for your personal-finance system. Two or three is a good rule of thumb.” - Ramit Sehti: As mentioned in Credit Card Churning
  • “It is not from the benevolence of the butcher, the brewer, or the baker that we expect our dinner, but from their regard to their own interest.” - Adam Smith: As mentioned in Sign-Up Bonus

Award Redemption

Travel Resources

Background - Blue.jpg



Disclaimer: Please keep in mind external links policy & subjectivefinancial servicesadvice

Only a certifiable nerd curates the 3 most credible resources:  Quotes and Inspiration

  1. Good Reads: Search Quotes
  2. Brainy Quote: Search Quotes
  3. J.L. Collins: Could Not Have Said It Better Myself

Discover What The Geeks Know That You May Not

Disclaimer: Please regard editorial policy